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Employees often don’t realise the actual cost of waiting to start saving for retirement. In partnership with our other Lifetime products, this simple calculator drives action by letting employees see, often for the first time, how costly the decision not to act today can be.

How it works

Powered through a few simple inputs, Cost of Delay lets employees see how much they could lose by delaying important decisions about their contributions.

Using the sliders, employees can tailor the experience to create more meaningful results.

As well as showing employees how much they’re missing out on, the tool also shows how much more they would need to pay in order to reach the same pension value in retirement if they delayed increasing their contributions.